Sounds a bit ominous, like the black plague or something but that is the term for no snow-Xmas here in
Anyway, if something unexpected happened to you like losing your job or becoming ill, then it might take up to 3 months before you start receiving any money, so where do you go then?!? You might end up on the street yourself.
No food, no money for the rent, nowhere to store your things, you just loose everything! And the Finnish Lutheran mind is taught to cope on its’ own, without any help. So even if you would be eligible for social benefits to get by economically so many people do just struggle by, day by day.
Thank God I have a kettle and it is on. And there will soon be a nice cup of tea for me!